Risk Insurance

Insights on the 2024-25 Federal Budget

Business Advice, Reflection, Risk Insurance / May 15, 2024
The 2024-25 Federal Budget forecasts a surplus of $9.3 billion for 2023-24, with projected deficits in the subsequent years, specifically $28.3 billion next year. With its mix of immediate relief and strategic investments, the Budget aims to balance short-term economic pressures with sustainable growth. We’ll take a closer look at some of the specific announcements made in this Budget.

The Power of Employee Benefits to Businesses

Business Advice, Reflection, Risk Insurance / May 7, 2024
In today’s competitive business environment, attracting and retaining top talent is more critical than ever for employers, especially small and medium-sized businesses. One effective strategy to distinguish your business as a preferred employer is through a compelling employee benefits program. But what does an excellent benefits package look like, and how can it enhance your business's appeal? Whether you're a business owner, hold a management position, or you’re an employee with proactive ideas, this article is for you.

Understanding Insurance in Your Self-Managed Superannuation Fund

Reflection, Risk Insurance, Self-Managed Superannuation, Superannuation / April 30, 2024
When setting up a Self-Managed Superannuation Fund (SMSF), many are advised to consider how best to handle their insurance needs. While some opt to retain their previous retail or industry super fund accounts primarily for insurance purposes, others explore the potential of integrating insurance directly into their SMSF. In this article, we discuss why and how you can efficiently manage insurance through your SMSF.

6 Practical Tips for Optimising Your Life Insurance (Death Cover)

Reflection, Risk Insurance / April 10, 2024
Discussing death is challenging, but it's an unavoidable aspect of life. Taking the initiative to secure life insurance early on plays a crucial role in guaranteeing your family's financial well-being. It's important to tackle this process carefully. To assist you with that, we've put together six practical tips which cover everything from accurately assessing your coverage needs to the importance of regular policy reviews. Together, these six tips form a solid foundation for choosing life insurance that best serves you and your family.

How to Keep Your Business and Personal Money Healthy

Business Advice, Investment, Reflection, Risk Insurance / April 3, 2024
In this article, we delve into the essential strategies for maintaining a healthy balance between your business and personal finances. From setting up robust budgeting practices to understanding the importance of separate emergency funds, and navigating the complexities of insurance coverage including health, life, and disability insurances, this guide is designed to safeguard both your personal well-being and business success. By illustrating practical steps and real-life scenarios, we aim to empower entrepreneurs with the knowledge to make informed financial decisions, ensuring a stable and prosperous journey in both their personal lives and business ventures.

Halloween is a good time for… reviewing life insurance!

Reflection, Risk Insurance / October 19, 2023
If you live near where we live, then for the past month or so you would have seen local homes being ‘decorated’ with fake cobwebs, skulls and crossbones and carved out pumpkins. Personally, we think the best use for a pumpkin is a nice thick soup. But maybe Halloween can serve another useful purpose for you this year.

General Advice Warning

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial, legal, credit and/or taxation advice prior to acting on this information.

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